Effective Date: 01-01-2025

Welcome to the official website of CIBCO Group. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please read them carefully. If you do not agree with any part of these terms, you must refrain from using our website.

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1. Definitions

   • "Company," "we," "our," or "us" refers to CIBCO Group.
   • "User," "you," or "your" refers to any individual or entity accessing our website.
   • "Services" encompasses all information, tools, and services available through our website.

2. Acceptance of Terms

   By using our website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions, along with our Privacy Policy and Disclaimer.

3. Use of the Website

   1. Eligibility

      You must be at least 18 years old to use our website. By using this site, you represent that you meet this age requirement.

   2. Permitted Use

      You agree to use our website solely for lawful purposes and in accordance with these Terms and Conditions. Unauthorized use, including but not limited to:

      • Engaging in fraudulent activities
      • Distributing harmful software or code
      • Violating any applicable laws or regulations is strictly prohibited.

   3. Account Responsibility

      If you create an account on our website, you are responsible for maintaining the confidentiality of your account information, including your password. You agree to accept responsibility for all activities that occur under your account.

4. Intellectual Property Rights

   1. Ownership

      All content on this website, including text, graphics, logos, images, and software, is the property of CIBCO Group or its content suppliers and is protected by international copyright laws.

   2. Restrictions

      You may not:

      • Reproduce, duplicate, copy, sell, or exploit any portion of the website without express written permission from us.
      • Use any trademarks, logos, or service marks displayed on the website without our prior written consent.

5. Product and Service Information

   We strive to ensure that the information on our website is accurate and up-to-date. However, we do not warrant the accuracy, completeness, or reliability of any product descriptions or other content.

6. Limitation of Liability

   To the fullest extent permitted by law, CIBCO Group shall not be liable for any indirect, incidental, special, or consequential damages resulting from:

   • Your use or inability to use our website
   • Unauthorized access to or alteration of your data
   • Any other matter related to our website

7. Indemnification

   You agree to indemnify and hold harmless CIBCO Group, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the website or violation of these Terms and Conditions.

8. Third-Party Links

   Our website may contain links to third-party websites for your convenience. These links do not signify our endorsement of such websites. We have no control over the content or practices of these sites and accept no responsibility for them.

9. Privacy Policy

   Your use of our website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

10. Termination

    We reserve the right to terminate or suspend your access to our website, without prior notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users of the website, us, or third parties, or for any other reason.

11. Governing Law

    These Terms and Conditions are governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Dubai.

12. Changes to Terms and Conditions

    We reserve the right to update or modify these Terms and Conditions at any time without prior notice. Your continued use of the website following any changes constitutes your acceptance of the new terms.

13. Contact Information

    For any questions or concerns regarding these Terms and Conditions, please contact us at:

    Cibco - Corporate Office
    Al Yasmeen Building
    Level One, Suite 0111
    P.O. Box 30638, Dubai
    📧 Email: cedar@emirates.net.ae
    📞 Phone: +971-4-2663733

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By using our website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.

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Note: This document is a general template and may not cover all specific legal requirements applicable to your business. It is advisable to consult with a legal professional to ensure compliance with all relevant laws and regulations.